Attention homeowners: Real estate appraisal services for in Pleasant Hill and Contra Costa County

The top seven reasons CA homeowners need Mario Rosa Appraisal Services:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a CA property tax assessment
  3. Remove PMI to reduce their monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a CA divorce, where property needs to be divided
  7. Settle an estate in CA by determining the true market value of real estate in question

Do you own a house in or near Pleasant Hill? Do you need help deciding the value of your real estate?
Contact Mario Rosa Appraisal Services.

At Mario Rosa Appraisal Services, we understand the special needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Mario Rosa Appraisal Services, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Mario Rosa Appraisal Services is qualified in helping clients just like you remove unwanted PMI insurance.

Challenge Contra Costa county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is declining. That means you're paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Mario Rosa Appraisal Services is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be difficult and inconvenient from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Mario Rosa Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.